Sr Analyst - Credit Analytics

Lowes (Bengaluru, KA, India) 18 days ago

Sr. Analyst – Credit Analytics, FDS&A

We are seeking a dynamic and passionate Senior Analyst to be a part of the PP&C Analytics Team at Lowe’s. The team is responsible for providing insights that are used to support and drive margin improvement strategies.


This role will be responsible for partnering directly with the US – Pricing/Promo/Credit organization to drive and develop analysis to support decision making for Lowe’s Private Label Credit Card business.


The successful candidate will be a creative thinker with a strong bias to action that has the ability to collaborate across Pricing/Promo/Credit/Merchandising/IT teams. This role requires a self-starter with strong modeling and problem-solving skills. The candidate should have a proven track record of influencing the business and supporting decision-making in a fast-paced, high-energy environment.

Responsibilities Include

  • Provide strategic insights, measurement of Credit Financing Offers, and performance analysis of customer acquisition programs/events.
  • Forecast Margin/Sales Impact to the business due to various credit programs/events and financing offers.
  • Risk and Impact assessment of credit offers on total company margin$.
  • Design, develop & deliver insightful financial reporting, dashboards/Scorecards, and analyses for leadership teams
  • Build complex financial models and analytical tools, perform sensitivity and Scenario analysis
  • Serve as a key business partner working directly with leadership and other stakeholders to influence financial performance
  • Ability to see the bigger picture by connecting dots between multiple projects driven within the team
  • Leverage financial/statistical modeling skills to draw meaningful insights from complex data sets
  • Implement process improvement initiatives such as reporting automation, process standardization, and forecasting tools

Education, Experience and Skills

  • Graduate (B.Tech/BE/B.Sc.) or Master’s in Business, Finance, or related Quantitative fields
  • 3-6 years of prior experience, preferably 3 years in a Retail or analytical role
  • Strong data collection, collation, and cleansing skills using tools like SQL, SAS /R/Python and Alteryx
  • Knowledge of any one of the data visualization tools like PowerBI or MicroStrategy
  • Proficient in Excel (Power Pivots, Power Query, VBA) and PowerPoint
  • Experience with business intelligence and reporting tools (MicroStrategy, Teradata, Hadoop, etc.)
  • Exceptional analytical skills, highly detail-oriented, strong communication and interpersonal skills
  • Demonstrated ability to work independently in a fast-paced environment and manage multiple competing priorities, experience working cross-functionally and with multiple stakeholders across locations
  • Ability to consolidate, analyze, and effectively communicate complex data
  • Critical thinking and decision making: The ability to solve complex problems

About Lowe's

Lowe’s Companies, Inc. (NYSE: LOW) is a FORTUNE® 50 home improvement company serving approximately 18 million customers a week in the United States and Canada. With the fiscal year 2019 sales of $72.1 billion, Lowe’s and its related businesses operate or service more than 2,200 home improvement and hardware stores and employ approximately 300,000 associates. Based in Mooresville, N.C., Lowe’s supports the communities it serves through programs focused on creating safe, affordable housing and helping to develop the next generation of skilled trade experts.

Sr Analyst - Credit Analytics

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