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Card & Lending Innovation Legal Associate

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses, and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

With large, global operations, the Legal team tackles complex issues and helps shape the regulations that affect the businesses. The Legal team is organized into practice groups that align with the lines of business and corporate staff areas, which encourages collaboration on legal, regulatory, and business developments as they arise.


Position Description

As an Associate in the Card & Lending Innovation Legal Team, you will collaborate with attorneys and other professionals on legal and regulatory issues impacting unsecured consumer lending business Your role will be crucial in interpreting legal and regulatory developments, advising the business on their impacts to the firm, and ensuring compliance through their incorporation into policies and procedures. You will be the single point of contact advising the business on impacts from consumer protection laws designed to benefit more vulnerable populations, with escalation to and consultation from centralized subject matter experts. You will serve as the Credit Card and Lending Innovation representative on several CCB Legal Virtual Practice Groups.

Job Responsibilities:

Legal & Regulatory Change Management

  • Review and research, as needed, changes in state and federal statutory and regulatory developments impacting Card Connected Commerce, particularly in the areas of unsecured consumer lending. Prepare comprehensive recommendations on the relevance of the development and its potential applicability to the business.
  • Consult with other control function partners to ensure legal and regulatory changes impacting the business are incorporated into relevant operating policies and procedures.

Trusted Advisor

  • Provide legal and regulatory advice to leaders of the Card Innovation businesses with respect to key legal obligations impacting their products and features.
  • Collaborate with other legal teams and functional partners to ensure appropriate awareness and escalation of issues as they arise.
  • Participate in cross line of business initiatives/practice groups as a subject matter expert on laws and regulations impacting Card
  • Provide legal support for Regulatory Exams and internal Audits.
  • Contribute to the strong culture, collaboration, and cohesiveness of the extended Card, Connected Commerce & Strategic Transactions Legal team.

Required qualifications, capabilities and skills:

  • Fluent in written and spoken English with excellent writing and oral communication skills.
  • Law degree and membership in jurisdictional organization.
  • At least 2 years of experience in legal practice.
  • A team player who can collaborate and communicate effectively with attorneys, business representatives and compliance professionals.
  • Strong analytical thinker who is detail-oriented, practical and skilled at issue spotting and problem solving.
  • Strong writer who is proficient in rapid comprehension and concise summarization of complex information.
  • Self-starter who is able to work independently, takes ownership of responsibilities and projects, is results-oriented and flexible. Ability to multitask and prioritize work in a fast-paced, complex business environment and maintain communication with attorneys regarding project status and estimated completion timelines.
  • The ability to stay calm when the pressure is on and the confidence to be outspoken when necessary while maintaining a good sense of humor.
  • The ability to be flexible, work comfortably in a fast paced environment, pivot between priorities and have the perseverance and patience to see a matter through to completion.

Preferred qualifications, capabilities and skills:

  • LLM or equivalent.
  • Experience in consumer lending and financial services regulation.
  • Applicants with a background in unsecured consumer lending, and in particular consumer credit cards, are preferred.
  • Knowledge of the U.S. legislative and regulatory process.
  • All Attorney candidates must demonstrate compliance with all relevant licensing requirements including requirements of the jurisdiction where the role will be located; All candidates for roles in the Legal department must successfully complete a conflicts of interest clearance review prior to commencement of employment.

About Us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

The location of this position is Buenos Aires, Argentina.

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

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Card & Lending Innovation Legal Associate

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