Natixis is a French multinational financial services firm specialized in asset & wealth management, corporate & investment banking, insurance and payments. A subsidiary of Groupe BPCE, the second-largest banking group in France through its two retail banking networks, Banque Populaire and Caisse d'Epargne, Natixis counts nearly 16,000 employees across 38 countries. Its clients include corporations, financial institutions, sovereign and supranational organizations, as well as the customers of Groupe BPCE's networks. Listed on the Paris stock exchange, Natixis has a solid financial base with a CET1 capital under Basel 3(1) of €11.6 billion, a Basel 3 CET1 Ratio(1) of 11.2% and quality long-term ratings (Standard & Poor's: A+ / Moody's: A1 / Fitch Ratings: A+).
(1) Based on CRR-CRD4 rules as reported on June 26, 2013, including the Danish compromise - without phase-in
Figures as at 30 June 2020
The Credit Officer’s primary responsibility is to review and assess various proposals from the various business areas from a credit risk perspective, as part of formulating a risk assessment and opinion of the proposal. The role is intended to be part of the Natixis Credit Risk financial institutions team, and secondary responsibilities may include coverage of financial institution groups, including banks, funds and insurance companies.
The Credit Officer should:
Bachelor’s degree required, Graduate degree preferred.
Minimum of 10 years’ previous credit experience specifically geared towards analysis of Insurance Companies
Experience with other financial institutions such as banks, broker/dealers, hedge funds, private equity funds and LATAM financial institutions a plus.
Knowledge of credit risk monitoring systems and methodologies.
Excellent verbal and written communication skills.
Ability to think abstractly and project various “what-if” scenarios.
Self-starter with ability to deal with originators and front office personnel.