CWMD - Marcus by Goldman Sachs- Consumer Finance- Analyst - Bengaluru

Goldman Sachs (Bengaluru, KA, India) 19 hours ago

CWMD – Marcus by Goldman Sachs – Consumer Finance – Analyst - Bengaluru


The Consumer and Investment Management Division includes Goldman Sachs Asset Management (GSAM), Private Wealth Management (PWM) and our Consumer business (Marcus by Goldman Sachs). We provide asset management, wealth management and banking expertise to consumers and institutions around the world. CIMD partners with various teams across the firm to help individuals and institutions navigate changing markets and take control of their financial lives.


The firm’s Consumer business, Marcus by Goldman Sachs, combines the entrepreneurial spirit of a startup with more than 150 years of experience. Today, we serve millions of customers across multiple products including lending, deposits, financial tools, and our partnership with Apple on Apple Card. We use innovative design, data, engineering and other core capabilities to provide customers with powerful tools and products that are grounded in value, transparency and simplicity. As we build a leading digital consumer bank and expand into new products and partnerships, we are looking for leaders and individual contributors to join our team.


Marcus by Goldman Sachs is the firm’s consumer business, combining the entrepreneurial spirit of a startup with 150 years of experience. Today, Marcus has $90 billion in deposits, $7 billion in loan balances and 4 million customers across our lending and deposits businesses, as well as the personal financial management app, Clarity Money. Through the use of insights and intuitive design, we provide customers with powerful tools and products that are grounded in value, transparency and simplicity. We are backed by our unique team, comprised of individual contributors from leading agile technology companies, fintechs and consumer financial services companies, allowing us to disrupt the industry, while helping consumers take control of their financial lives.


The Consumer Finance team plays a crucial role in performing forecasting and analysis to support major business goals and decisions. This role will have primary responsibility for establishing and owning the process to support the Consumer businesses in making data driven decisions with regards to their vendor spend.

This is a fantastic opportunity to make an impact in a rapidly-growing business



  • Create and maintain a process to attest accuracy of volume-driven vendor spend to prevent overpayment to vendors
  • Identify cost efficiency opportunities through analytics and peer comparisons to drive target operating efficiency
  • Develop and maintain a framework for cost allocation across Consumer businesses
  • Support unit cost framework to reflect the marginal cost of each function/service performed by vendors
  • Provide support to the VROs and Consumer Strategic Engagements team as they engage in negotiations with key vendors
  • Ensure holistic one GS view of the vendor is consolidated and available for review
  • Engage with broader virtual team on a number of key strategic deliverables including the strategic spend management tools and document repositories


  • The ideal candidate for this role will be an individual with solid experience building revenue partnerships and vendor relationships.
  • 2+ years of working experience in financial markets, exposure to Consumer Banking
  • Strategic thinker with advanced analytical skills
  • Strong commercial acumen and business judgment
  • Ability to manage concurrent and time sensitive projects, and to drive short- and long-term initiatives
  • Exceptional communication, writing and interpersonal skills
  • Proficiency in Excel and PowerPoint
  • Bachelors/Undergraduate Degree


  • Technical knowledge including SQL
  • Proficient in technical tools including Splunk and Postman

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at
We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more:

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Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity

CWMD - Marcus by Goldman Sachs- Consumer Finance- Analyst - Bengaluru

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