Job Description

The Role

To provide regulated financial advice and guidance to individuals covering the following areas:
  • At and in-retirement financial planning
  • DB to DC transfers and Occupational DC to SIPP transfers
  • Detailed AA and LTA planning
  • High level Estate planning
  • Take a lead role in the Financial Planning Group’s investment committee
  • Investment advice and subsequent portfolio reviews
  • Workplace financial education
Performance Objectives:
  • The successful candidate will be expected to:
  • Provide high quality advice to clients - applying specialist knowledge innovatively to provide high quality specific advice in a cost effective manner, while also supporting senior consultants with advice based client material.
  • Display strong knowledge of financial planning topics, sufficiently strong to provide written and verbal advice to clients, prospects and colleagues on these topics
  • Take a lead role in the FPG’s Investment Committee, maintaining links with the wider WTW Investment practice, helping to maintain and develop the FPG’s core investment proposition
  • Build credibility with clients and / or prospects to take on additional individual clients / account responsibilities
  • Deliver face to face elements of any workplace structured financial education projects
  • Monitor and promote client satisfaction, including managing client expectations on budgets and timescales, in conjunction with WTW team
  • Cultivate relationships beyond the initial client appointment with a view to broadening or deepening the services provided
  • Develop and make presentations to clients and prospects that display high levels of influence and persuasion as a result of clear written and verbal communications
  • Lead marketing efforts for individual client opportunities
  • An excellent standard of written communication skill will be required. In addition the candidate should be able to:
  • Constructively challenge thoughts and ideas of peers and senior colleagues, demonstrating independent thinking; analyse, synthesise and articulate complex technical and regulatory issues
  • Ensures compliance with the WTW Excellence framework
  • Maintain their Statement of Professional Standing status, meet the WTW CPD requirements and comply with the WTW standards for advice relating to regulated new business
  • The candidate will be required to:
  • Positively mentor and develop junior associates through formal process and also informally through day-to-day interaction
  • Ensure support team members have a thorough understanding of what is required of them
  • Clearly specify task requirements to Paraplanners/administrators to ensure work is delivered efficiently and to budget
  • Actively build own network of contacts within WTW and providers
  • Willis Towers Watson operates a fee-based structure. The ability to work efficiently and delegate work will be essential, as will accurate time recording.

The Requirements
  • Suitable professional qualification, such as DipPFS with AF7, AF3 or G60 - to be able to provide DB to DC transfer advice and advice on at retirement income options from registered pension scheme.
  • Given the proposed lead role on the investment committee, holding J12 (or its equivalent) to be able to advise on Investment Trusts and Gilts is a requirement for the role.
  • Holding J05 would also be an advantage and support to progress towards Chartered status will be provided.
  • A detailed understanding of pension and investment products is essential with a good understanding of both SIPP and occupational pensions preferred.
  • A strong understanding of the AA/LTA tax regime for registered pensions.
  • An excellent standard of written and oral communication is required. The candidate should be an individual who can learn quickly, use their own initiative and organise their own workload effectively.
  • Experience in a “time cost” fee based environment would be an advantage.
  • A good working knowledge of Excel and Word is required and experience of Financial Express Analytics and Intelliflo or other back office system would be advantageous.
The Company
Willis Towers Watson is a leading global advisory, broking and solutions company that helps clients around the world turn risk into a path for growth. With roots dating to
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