Lending Officer

Deutsche Bank Luxembourg S.A. (Luxembourg LUX, Luxemburg) Vor 12 Tagen veröffentlicht

Job Description:

The Lending Officer will be instrumental in supporting and expanding the Lending franchise on a global level. Lending Officers in Luxembourg do generate and administrate new lending transactions as well as support Lending Officers from other locations globally to book and administrate transactions with WM Luxembourg to achieving overall growth targets, whilst maintaining excellent credit quality.

The Lending Officer supports WM Relationship Managers in all their credit-related needs with respect to the full range of lending product offering (special focus on French, Spanish & UK Commercial / Residential Real Estate Financing, Single Stock Financing, Lombard Financing, Aircraft Financing, Life Insurance Financing, as well as Subscription Financing). Aside of supporting WM Relationship Managers and as Deutsche Bank Luxembourg S.A. is the main European Lending Hub within Deutsche Bank, the Lending Officer shall also support and assist Lending Officers of other locations (i.e. Switzerland, London, Germany) booking their transactions within WM Luxembourg.

These tasks include:

  • Determine client needs and the feasibility of a credit transaction
  • Structure transactions to make it acceptable from both commercial and risk standpoints
  • Formalize requests in a Credit Report and get it approved / join discussions for approval by / with Business Aligned Risk Management (BRM)
  • Ensure approved transactions will also be documented in line with legal requirements (overall organization and coordination of processes with internal and external stakeholders; including cooperation with legal departments)
  • Administrate approved deals throughout transaction life cycle (i.e. perform annual review of credit transactions; manage and administrate credit book in terms of ongoing conditions/tasks; coordinate with Lending Officers and Relationship Managers (outside of Luxembourg) as well as with BRM to manage conditions and deliver them in a timely manner)

    Besides these direct client-related tasks, the Lending Officer also supports/ takes ownership in enhancing local processes as well as occasionally participate in global Lending projects.

    Qualifications / Skills:

  • You have completed a university-level degree in business/economics or comparable degree and gained already some practical experience in the credit/lending business
  • You have a good knowledge and understanding of banking processes, financial instruments as well as contractual matters
  • You have good analytical, negotiation and marketing skills and have the ability to identify risks/mitigants throughout the credit process and work in a solution-focused manner
  • You are fluent in English and French
  • You are familiar with full set of MS office applications
  • You are a motivated self-starter and demonstrate besides your strong organizational and communication skills an ability to learn and improve (within a multi-stream project type of work)
  • As you will work in a big international team with colleagues placed in different Deutsche Bank locations globally, you are a flexible and open-minded team player

Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.

We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.

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