Main Responsibilities : - Streamline and automate the credit application procedures which is coherence to the regulatory requirement and the Bank policy. - Be a subject matter expert in consolidating and utilizing internal and external data to drive analysis and insight on credit risk and portfolio management. - Perform gap analysis to enhance existing internal controls, documentations and procedures to ensure the timely submission of accurate regulatory reports and real time access by the management and credit committee. - Work closely with the internal or external stakeholders in driving the continuous enhancements to the Bank credit risk management information systems and database. Requirements : - Degree holder with major in Computer Science, Information System, Statistic or related disciplines. Certified PMP is desirable. - Proficiency in SAS, VBA, SQL, PHP and other programming languages. - Experience in data aggregation, analytics, portfolio management, regulatory reporting and data governance. - Minimum 3 years of relevant experience in data analysis, programming, website design, in banking industry. - Knowledge and exposure in bank-wide credit portfolios and regulatory requirements is preferred. - Excellent command of written and spoken English and Chinese (including Putonghua).