Job Description

Job Description
Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 277 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.
This role offers a unique opportunity to innovate and improve PayPal’s withdrawal products by integrating comprehensive risk design & strategy. The position involves close working relationship with product organization. The passionate candidate would have strong ownership to resolve problems from end to end with knowledge of the competitive landscape, strong analytics abilities and disciplined execution through creative thinking in matrixed organizations.  A passion for problem-solving, flexibility, comfort with ambiguity and creativity  Identify & describe the pattern of fraud activities, analyze & execute the end-to-end risk management process.  Collaborates across teams to meet the project goals, resolve any issue and to implement improvements  Consult on business initiatives, products and features. Analyze risk impacts, exposures and expected margin & customer experience  Continuously seeks out improvement and innovation opportunities that have immediate and meaningful impact on business. Provide a source of high quality ideas & execute on the opportunities.

GENERAL SUMMARY PayPal’s version is to fulfill the need for a fair, secure, and inclusive financial network to enable full participation of all people in our global economy. We are a trusted part of people’s financial lives and a partner to merchants in 203 markets around the world with more than 169 million active accounts and payment volumes in excess of $235 billion per year. PayPal is the clear leader in global online payments. Risk Management is PayPal’s key competitive advantage. Our ability to enable revenue, prevent fraud and other risks in online transactions makes us the largest and fastest growing online payments company in the world.

The Micro Seller Risk Team is responsible for delivering on the loss targets for global micro/casual sellers as well as metrics related to user experience. Analytics-based strategy, execution bias, originality of thought, customer championship and collaborative culture are some of the prominent themes in the team.

This role offers a unique opportunity to innovate and improve PayPal’s withdrawal products by integrating comprehensive risk design & strategy. The position involves close working relationship with product organization. The passionate candidate would have strong ownership to resolve problems from end to end with knowledge of the competitive landscape, strong analytics abilities and disciplined execution through creative thinking in matrixed organizations.

  • A passion for problem-solving, flexibility, comfort with ambiguity and creativity
  • Identify & describe the pattern of fraud activities, analyze & execute the end-to-end risk management process.
  • Collaborates across teams to meet the project goals, resolve any issue and to implement improvements
  • Consult on business initiatives, products and features. Analyze risk impacts, exposures and expected margin & customer experience
  • Continuously seeks out improvement and innovation opportunities that have immediate and meaningful impact on business. Provide a source of high quality ideas & execute on the opportunities.

Job Requirements:

  • Demonstrates good general business knowledge and business acumen.
  • Strong in analytics, with the strategic thinking capability to solve the business problem from end to end.
  • Shows a high level of skills in breaking down problems into their essential elements, carrying out a diagnosis and developing a solution.
  • Ability to self-start, work independently and deal with ambiguity.
  • Strong business articulation and influencing skills on a wide range of topics and issues.

Basic Qualifications 

  • Master’s degree and 2+ year professional work experience.
  • Strong analytical skills needed. Proficiency in coding languages like SQL, SAS, Python etc.
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