Job Description

  • Prepare rigorous and synthetic credit proposals with accurate and comprehensive analysis in line with the bank policies, including analysis of financial statements, industry, economic data and identification, analysis and presentation of all key risks.

  • Spreading of financial statements

  • Understanding and running RAROC simulations

  • Proposing to the credit committee appropriate ratings & GRR, using internal tools and Credit Analyst’s judgment.

  • Presentation of credit proposals to local credit committees

  • Ensure that annual review / transactions deadlines are met

  • Perform portfolio reviews, periodic covenant checks, and security monitoring as required in line with approval conditions of respective files

  • To contribute to any other portfolio or credit administrative and statistical works as required such as sector analysis, RPC and watch list / doubtful processes

  • Maintain good knowledge and understanding of the bank policies, processes, risk rating tools, etc.

  • Supporting team members to maximize the efficiency and effectiveness of the team

  • Communicate reliably and professionally with both internal and external clients

  • Participation in projects linked to improving credit process efficiency

  • Liaison with different métiers and various BNP Paribas networks to share client information, ensure smooth and timely credit process to ensure that global reviews are properly and timely executed and to minimize overdue files in collaboration with Relationship Managers (coordination role)

  • Monitor clients’ credit evolution and immediately alert the management for any early warning signals. This includes, but not limited to, timely update of financial spreadsheets, regular compliance checks on financial covenants change in ratings or any major event or material evolution.

  • Meet with clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit

  • Participation in discussions and on potential deals


  • Assist Head of CTCM on adhoc basis as required

  • Provide back up on tasks performed by CTCM team when necessary

  • Direct contribution to BNP Paribas operational permanent control framework

  • Awareness of ISO27001: 2013 information security. An Information Security Management System (ISMS) is an International Standard that specified the requirements for establishing, implementing, maintaining, and continually improving this ISMS. It is the responsibility of all the staff of BNP Paribas Bangkok Branch to contribute to this common objective.

  • Good credit analytical skills (includes sound understanding of basic accounting and financial principles)

  • Good Knowledge of credit process and bank’s credit guidelines

  • Good general knowledge of banking products and services

  • Good command of English and Thai both written and verbal

  • Good communication / presentation skills

  • Good teamwork / interpersonal skills

  • Good judgement, independent and creative thinking, able to work independently, able to express views and ideas

  • MBA or Business Degree preferable from overseas  or International universities

  •  At least 7 years of experience in banking and Credit Analysis  

Behavioural Competencies :   Ability to collaborate / Teamwork, Attention to detail / rigor, Organizational skills, Proactivity, Communication skills - oral & written, Ability to share / pass on knowledge, Resilience, Ability to deliver / Results driven
Transversal Competencies :   Analytical Ability, Ability to anticipate business / strategic evolution, Ability to develop and adapt a process

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